WSFMA Commercial General Liability Insurance Partnership with Campbell Risk Management

WSFMA member markets are required to carry general liability insurance with WSFMA named an additional insured. WSFMA is partnering with Campbell Risk Management to offer members a comprehensive and competitive policy with a blanket additional insured endorsement that automatically covers anyone with whom the market has a contractual relationship. Coverage is provided through an admitted, A-rated insurance company.

2015 WSFMA Liability Insurance Information Sheet

Coverage Overview

General Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal & Advertising Injury Limit $1,000,000
Each Occurrence Limit $1,000,000
Damage to Premises Rented to you (any one premises)  $100,000
Medical Expense Limit: (any one person)  $5,000
Host Liquor Liability (Included in general liability)
Aggregate limit $2,000,000
Each Occurrence Limit $1,000,000

Premium Cost

Campbell’s General Liability Insurance premiums are based on estimated annual gross market revenue, not vendor sales.  This is revenue the market receives from vendor stall fees, membership fees and direct sales of market promotional items.  Do not include grants, sponsorships or donations.  Premiums for Multi-Market organizations with more than one location are based on gross revenue from all market locations combined. This allows for a single policy that covers all market locations. The General Liability Insurance premium schedule** is listed below.

2013 Estimated Gross Market Revenue
$0 – $30,000
$30,001 – $40,000
$40,001 – $50,000
$50,001 – $60,000
$60,001 – $70,000
$70,001 – $80,000
$80,000 – $100,000

** Markets with over $100,000 in estimated gross market revenue must submit an application for pricing.

Additional Optional Coverage

Liquor Legal Liability

Directors and Officers Liability:

For Vendors:

To enroll in Farmers Market General Liability go to:

For questions, quotes for specific additional coverage, additional insured certificates or claims information, please contact Larry Spilker at Campbell Risk Management (800) 730-7475 Ext .203 or by email at